Financial Literacy Education

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Focusing on consumer financial education, the book critiques the prevailing belief that improving financial literacy can effectively combat financial exclusion and poverty. It introduces innovative frameworks such as 'edu-regulation' and 'financial knowledge democratisation' to reveal the limitations of relying solely on information and education for consumer protection. By examining the socio-economic, political, and cultural contexts influencing financial behavior, it highlights the oversimplification of financial decision-making in response to global calls for enhanced financial education.