Smoke and Mirrors

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Challenging conventional wisdom on retirement savings, this book exposes common myths and offers a fresh perspective. Readers will discover the truth behind financial advice typically touted by experts and learn to assess their actual retirement needs. Included are six free spreadsheets, such as the "Retirement Optimizer" for calculating year-by-year income and the "Personal Rate of Return Calculator" for evaluating investment performance. This resource empowers individuals to make informed decisions about their financial future.