Learn how to money in this in-depth, full-color illustrated guide from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney -- the perfect gift for the holidays, graduation season, back-to-school, and beyond!
The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and, Yes, Rich) Life You Deserve
Focusing on financial empowerment for women, this guide offers insights from discussions that reveal their desires for independence, security, and reduced stress. Through engaging conversations, Jean Chatzky encourages women to confront the often-taboo topic of money. The book provides practical strategies for earning fair compensation, investing wisely, and fostering meaningful relationships. It aims to inspire women to build a fulfilling life, support their families, and create a lasting legacy while enjoying the journey towards financial freedom and joy.
Jean Chatzky has been guiding viewers of NBC’s Today show on how to escape debt permanently. Her straightforward yet impactful method revolves around saving just $10 a day, which many people currently waste. This small amount—equivalent to a movie ticket or a fast-food lunch—can lead to significant financial change over a few years. Since it feels achievable, individuals are more likely to adhere to her plan compared to more drastic spending cutbacks. Chatzky emphasizes the importance of addressing debt, as it poses a major threat to financial well-being. The average American family carries sixteen credit cards and over $8000 in high-rate debt, excluding car loans and mortgages, resulting in more than $1000 spent annually on interest alone. This burden often leads to feelings of depression and insecurity, hindering the ability to invest in essential life goals such as education, retirement, and homeownership. As a leading personal finance expert, Chatzky communicates in relatable language, providing readers with immediate, practical strategies to manage their finances without sacrificing enjoyment. Through real-life examples from her Today show series, her approach can empower debtors to transform their financial futures and achieve wealth.
Wake Up, Take Charge, and Overcome Your Financial Fears Forever
Many women often feel overwhelmed by finances, using excuses like lack of time, intimidation, or believing they aren’t good with money. Jean Chatzky, who once shared these sentiments, reveals her own financial missteps—such as neglecting bills and accruing credit card debt—before taking control of her financial future. This guide is for anyone ready to manage their money effectively, offering insights on where to begin, how to understand financial jargon, and overcoming feelings of inadequacy regarding money management. Chatzky emphasizes that striving to be a "good-enough investor" can yield better long-term results than aiming for perfection. She also explains why women often outperform men in investing. With her clear and accessible approach, she demystifies complex financial topics, making them approachable and even enjoyable. Throughout the book, readers will find a “Map to a Million,” providing practical tips for immediate financial improvements. To achieve wealth, Chatzky outlines four essential steps: earn a decent income, spend less than you earn, invest wisely, and protect your financial foundation from potential disasters. These core principles are crucial for building a secure financial future, allowing you to focus on what truly matters in life.