The Citizens' Ledger

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Exploring the intersection of cryptocurrency, digital payments, and central bank digital currencies, this groundbreaking book addresses the urgent need for democratic societies to adapt to rapid financial innovations. It highlights the potential threats posed by fintech and CBDCs, particularly in light of China’s advancements. The author argues for a proactive approach to digitizing currencies and payment systems in the U.S., emphasizing the importance of maintaining democratic values while modernizing financial infrastructures, including the Federal Reserve.