Innovation in Takaful Insurance

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The book explores the distinctive nature of Islamic finance, emphasizing how Takaful practitioners aim to create innovative products that align with Islamic principles rather than merely replicating conventional insurance. It addresses the challenges of overcoming negative perceptions of Takaful, particularly the notion of "cosmetic accounting." As the insurance industry faces a digital revolution, the text questions whether Takaful can adapt and thrive in a changing landscape, highlighting the need for innovation in products, processes, and distribution to meet evolving societal needs.