A Critical History of Poverty Finance

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The book critically examines the role of fintech in poverty alleviation, arguing that modern digital financial inclusion efforts replicate the flaws of past neoliberal strategies. It highlights how these initiatives depend on non-existent markets among the poorest, perpetuating historical inequalities rooted in colonialism. Through a thorough analysis of development finance's colonial history, the author challenges the optimistic narrative promoted by institutions like the IMF and World Bank, ultimately portraying the neoliberal approach to poverty relief as an unrealistic ideal.